First Lenders Mortgage

800-280-2777

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Low
New Jersey Mortgage Rates
Guaranteed!!

We are the premier source of financing for New Jersey Mortgage Loans. We educate our clients about every option available so they have the power to make informed decisions about what's right for them. If your looking for New Jersey Mortgage financing then look no further than First Lenders Mortgage of New Jersey!

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NJ FHA

Our New Jersey FHA mortgage loans allow for purchasing a home with little down and secure fixed rates. Refinance with an FHA loan. No cost refinancing with NO CREDIT SCORE qualifying.

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NJ Jumbo

We offer Jumbo mortgage Loans for your purchase or refinancing needs up to $10 Million with rates among the lowest in the country. Loans are considered jumbo loans when they exceed $424,100.

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NJ COnforming

Our New Jersey conforming loans allow for low fixed rate purchase and refinance mortgage loans. NJ loans are loans under $424,100 with full documentation.

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documentation List

Lending guidelines sure have gotten tougher over the past year. Lenders are requiring more and more documentation than ever before! As a result, we at First Lenders Mortgage thought it would be a good idea to provide an “UPDATED” list of what is required by banks when applying for a mortgage! You most likely DID NOT have to provide some of these the last time you applied for a loan. These are Fannie Mae and Freddie Mac guidelines and apply to all lenders!

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Originator Vs. Banker

Check out why you should choose First Lenders Mortgage, a Mortgage Loan Originator, over a Bank or Direct Lender in today’s Mortgage Market Environment.

Here Are Just A Few Of Our New Jersey Mortgage Solutions:
  • DU Refi Plus, HARP 2.0, Open Access, Home Ready
  • Fresh Start Program BK, Short Sale, foreclosure okay!
  • NJ FHA and First Time Home buyer loans down to 530 credit scores
  • AAG REVERSE MORTGAGES
  • REDUCED mortgage insurance with a 760+ credit score
  • NJ Super Jumbo Loans up to 10 Million
  • FHA Streamline Refinances
  • NJ FHA Jumbo Loans
  • LOW RATE loans down to 2.75%
  • COMMERCIAL MORTGAGES (nationwide)
  • ASK ABOUT OUR HOME IMPROVEMENT/ CONSTRUCTION LOANS!!!
  • NO INCOME VERIFICATION for investment properties
  • Alternative Income products for sel-employed/ 1099 Borrowers
  • DEBT NEGOTIATION - SAVE THOUSANDS!!
loanapproved
refi calculator
IMPORTANT MESSAGES

In MOST cases our pricing will beat:
QUICKEN LOANS
ROCKET MORTGAGE
GUARANTEED RATE
(they did not have the first digital mortgage)

Ask about our investment property mortgage available NATIONWIDE!
As well as all other major banks & mortgage companies**

**Based on 75% loan to value and loan amounts $200K - $424,100 **CALL FOR DETAILS