Information Lenders DO NOT Want to Share
Are you currently shopping for a mortgage or plan to in the near future? It is critical to understand what you are up against when it comes to all the new lending guidelines and pricing adjustments that may or may not apply to your specific situation.
Fannie Mae and Freddie Mac have recently adjusted their mortgage pricing(intended for wholesale lending) based on credit scores, Loan To Value ,type of property, and how you intend to occupy that property you are purchasing/refinancing.
In order to accurately shop and compare mortgage rates and programs with various lenders, you MUST have this information at your fingertips to understand what you are being quoted .
FACT: Did you know that if you have a middle credit score of 679 and you are looking to “take cashout” from your home and your Loan to Value is 80%, you will have to pay a 1.50% pricing adjustment based on this scenario??
By having this pricing matrix, you will know EXACTLY what you should be paying based on your individual situation (This is assuming you already know your middle FICO credit score).
Finally be one step ahead of the banks!!!
Please fill out this quick form and we will send you the Matrix charts right away
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