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New Jersey Mortgage Loans


Some lenders often want you to think that homebuyers have to make down payments of at least 20 percent. In fact, some loan programs allow qualified people to buy homes with no down payment at all. Other loan programs allow down payments as small as 3 - 5 percent.

The Department of Veterans Affairs guarantees zero-down VA mortgages for qualified borrowers: veterans, active-duty service members and certain members of the National Guard and Reserves.

Lenders say they often dispel the mistaken idea that homebuyers have to make down payments of at least 20 percent. In fact, some loan programs allow qualified people to buy homes with no down payment at all. Other loan programs allow down payments as small as 3 percent or 3.5 percent.


Getting in at the right time for you and your family may not be something that should be on your mind when looking for a New Jersey mortgage loan. The first step is getting in contact with us so that we can help walk to through the process.