FHA and VA Loans

Low Credit Score in Keyport, NJ? Get FHA Loans!

We at First Lenders Mortgage take pride in helping and providing services that will help our clients, regardless of their financial situation. Don’t let a low credit score prevent you from getting loans! With our FHA loans service, we have you covered. We at First Lenders Mortgage pride ourselves on being one of the very few brokers to offer FHA loans down to a 500 credit score.

Not sure what FHA loans are? Keep reading!

An FHA insured loan is a United States Federal Housing Administration provided by an FHA-approved lender. FHA-insured loans are a type of federal assistance.

We also offer assistance in getting VA loans, a mortgage loan in the United States provided by the US Department of Veterans Affairs. We are one of the few places where you can find both VA and FHA loans, so feel free to contact us at any time.

Advantages of FHA Home Loans

FHA loans are specially designed to help people with lower credit scores to get financing options that work for them and their particular needs. Some of the major benefits that FHA loans have to offer are:

  • Lower down payment with low credit score
  • Vast housing options
  • No income limits
  • More affordable monthly mortgage insurance for low credit scores
  • Higher DTI (Debt to Income) ratio allowed

Get Your Deserved Loans Today!

Whether you want VA home loans or FHA loans, we are here to help you! Contact us today by calling at (732) 275-1600. Our team will be more than happy to provide you with a complimentary consultation. This way, you can get a better idea and understanding of how these types of loans can best work for you.
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