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New Jersey FHA Mortgage Loans

njfhaNew Jersey FHA loans are great for buying AND refinancing! We are an approved FHA lender and New Jersey FHA Refinances are our most popular loans, allowing more people to qualify under the flexible credit guidelines. Our clients love the low fixed rates and security of a government-insured loan. To find out if a New Jersey FHA loan is right for you, call (732) 275-1600

Refinancing with a New Jersey FHA loan

  • You can refinance up to 97.75% of your home's value. Or make a smart financial move and get cash from your home to consolidate your high-interest debt to a low, fixed rate -New Jersey FHA cash-out refinance loans allow you to take out up to 85% of your home's value.
  • If you are currently in a New Jersey FHA loan, you could get a lower rate with a New Jersey FHA Streamline Refinance. New Jersey FHA Streamline offers a limited documentation option that could avoid an appraisal and has flexible credit requirements. If you're in an FHA loan, call us now at (732) 275-1600 to find out if you qualify for a New Jersey FHA Streamline refinance loan.
  • Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting a NewJersey FHA loan.
  • While MOST lenders have a 620 Minimum credit score requirement now, we consistently offer New Jersey FHA refinance loans as low as 500.
  • We even offer FREE Credit Repair Services for our clients who NEED a 620 credit score to take advantage of the lowest New Jersey FHA refinance rates and programs. Call us at First Lenders Mortgage for more details (732) 275-1600

As you can see we are the premier source of financing for New Jersey FHA Mortgage Loans. If you are looking to purchase or refinance your home and you would like to find out if you qualify for this program simply fill out our online loan application and one of our NJ FHA Mortagage specialists will follow up with you immediately.