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New Jersey Refinance Mortgage Loans

New Jersey Refinance loans are great for getting cash out or lowering your interest rates! We are an approved FHA lender and New Jersey Refinances are our most popular loans, allowing more people to qualify under the flexible credit guidelines. Our clients love the low fixed rates and security of a government-insured loan. To find out if an New Jersey Refinance loan is right for you, call (732) 275-1600

Refinancing with an FHA New Jersey refinance loan:newjerseyrefinance

  • You can refinance up to 97.75% of your home's value. Or make a smart financial move and get cash from your home to consolidate your high-interest debt to a low, fixed rate -New Jersey FHA cash-out refinance loans allow you to take out up to 85% of your home's value.
  • If you are currently in an New Jersey FHA loan, you could get a lower rate with a New Jersey FHA Streamline Refinance. New Jersey FHA Streamline offers a limited documentation option that could avoid an appraisal and has flexible credit requirements. If you're in an FHA loan, call us now at (732) 275-1600 to find out if you qualify for an New Jersey FHA Streamline refinance loan.
  • Our mortgage application and processing uses exclusive technology that cuts the headaches out of getting an FHA loan.
  • While MOST lenders have a 620 Minimum credit score requirement now, we consistently offer New Jersey FHA refinance loans as low as 500.
  • We even offer FREE Credit Repair Services for our clients who NEED a 620 credit score to take advantage of the lowest New Jersey FHA refinance rates and programs. Call us at First Lenders Mortgage for more details (732) 275-1600. DO NOT forget to ask if you qualify for the HARP or the Open Access refinance programs where NO EQUITY is needed.

New Jersey Cash-out Refinance loans allow home owners to receive cash out of the equity of their homes. This cash can be used for any purpose. With a New Jersey cash out refinance loan, in most cases the closing costs are paid out of the proceeds of the loan so that you don't have to bring any money to the table!

Refinancing with a NJ Refinance Mortgage can also allow you to lower you monthly mortgage payments by locking in a lower interest rate on a secure 30 year fixed rate. Interest rates have never been lower which means now is the time to take advantage and lock in your savings. The monthly savings you gain from a New Jersey Refinance can add up to thousands of dollars in savings over the life of the loan.

If you are ready to get started on a New Jersey cash out refinance, we suggest you fill out our online application so that one of our experienced NJ cash out Loan professionals can follow up with you immediately and explain your options.